Broward County · Independent & Bilingual
ACA / Obamacare, explained by a real person — not a form.
Cesar reviews your actual ACA Marketplace options — subsidies, real cost after tax credits, and whether it covers your doctors. Turning 65 or already on Medicare? He compares that too.
✓ You always talk to Cesar
Proudly affiliated with PR Insurance.
How I can help
ACA / ObamacareMarketplace Health Insurance
Subsidies, real cost after tax credits, and whether your plan actually covers your doctors.
See options →
How I can help
Also: Medicare AdvantageTurning 65 or Already on Medicare?
Cesar also compares Medicare Advantage plans — networks, extra benefits, and real monthly cost, side by side.
See options →
How it works
Learn before you talk to anyone
Plain-language guides on how ACA and Medicare coverage actually work.
Common questions
View all FAQs →Do I have to pay you directly for your help?
No. As a licensed independent agent, Cesar's compensation comes from the insurance carrier once you enroll — never a fee you pay him directly.
Can you guarantee I'll save money?
No — and be cautious of anyone who does. Savings depend entirely on your specific income, household, and current coverage. What Cesar can do is give you an honest, specific comparison so you can see your real numbers.
I'm self-employed — can I still get ACA coverage?
Yes — self-employed people and gig workers are one of the most common groups on the Marketplace. Variable income makes the subsidy estimate a little more involved, but it doesn't disqualify you.
Ready to see your actual options?
No cost, no obligation, no call center — just a real comparison.
Schedule a Free Consultation