ACA / Marketplace
ACA health insurance, without the sales pressure
Tax credits, real cost, and an agent who sells ACA — not just Medicare.
Talk to CesarDo you qualify for a subsidy?
Most Broward County residents still qualify — Cesar reviews your actual household numbers, not a generic estimate.
Self-employed
Options built around variable income for independent workers and gig earners.
Recently lost coverage
You may qualify for a Special Enrollment Period — you don't always have to wait for Open Enrollment.
Frequently asked
Why did my premium go up so much for 2026?
The enhanced federal tax credits that lowered ACA premiums since 2021 expired at the end of 2025 — this is a nationwide policy change, not something specific to your plan.
Do I have to pay you directly for your help?
No — as a licensed independent agent, my compensation comes from the insurance carrier, never from you.